The U.S. Department of Health and Human Services requires contraception to be covered by your insurance plan without a copay. Yet many women still face serious obstacles getting their contraception of choice covered—and not just those who work for conservative employers. A new report from the Kaiser Family Foundation shows that a lot of insurers are interpreting the coverage mandate in ways that limit women’s access to certain forms of contraception, especially the vaginal ring, emergency contraception, and the IUD.